About us

Founded in 2005, FEGLI Exchange Program has assisted thousands of federal employees in reviewing their FEGLI option B coverage and oftentimes replacing it with highly-rated individual life insurance plans.

Specializing in term life insurance and permanent life insurance, FEGLI Exchange Program advisors can quickly review your current FEGLI coverage against several longer-term durations.

Federal employees can use our quoting comparison service completely online by clicking get quotes, or call 888-639-5791 for comparison by phone. Our comparison service shops over 100 top-rated life insurance carriers in seconds, saving you both time and money.

Listen, we’re consumers just like you. We don’t like overpaying for products or services when we don’t have to. In reality, most federal employees are overpaying for their life insurance offered as a government benefit and that is why we created the FEGLI Exchange Program.

It is our job to help you calculate the savings in purchasing your life insurance outside of your employment.

Once you begin working with FEGLI Exchange Program, you will see a few of the below benefits:

  • Compare rates with top companies against your current FEGLI option B coverage.
  • See long term savings against your FEGLI option B coverage.
  • See financial ratings of open market insurance companies.

Meet Ryan Smith

Licensed Field Underwriter Specializing In Federal Employees and Life Insurance Planning

Ryan Smith is a licensed field underwriter specializing in working with federal employees and their families on life insurance planning. 

Ryan’s passion is helping federal employees to better understand their Federal Employee Group Life Insurance (FEGLI), and comparing FEGLI Option B to highly rated individual life insurance plans, often times saving thousands of dollars through this process. 

Formerly an attorney, Ryan has been in the financial services industry for a number of years and is zealous for being a trusted advisor — and for saving money for his clients.

A graduate of the University of Memphis – where he obtained his Bachelors of Business Administration and a law degree, Ryan and his family now reside in Chattanooga, Tennessee.